PnGO Cloud Branchless and Mobile Banking PT. Sawu Indonesia, PT. Energi Alternative Indonesia & PT. Suar PNGO Sistemindo ( Suar Group) Terlengkap

PnGO Branchless Banking PnGO and Partner provide unique solutions for Cloud branchless banking operations in Indonesia. Many financial institutions around Indonesia face a situation of higher costs of opening a physical branch, in order to increase their customer base. Reaching more customers with less capital expenses is possible through branchless banking. Across the World, many segments of population do not formally use the banking sector for their financial needs. The reason for this is the availability of a branch nearby their location. In many emerging economies, branchless banking has proven to be most effective way to increase customer penetration. PnGO and Partner has designed and developed these solutions, enabling financial institutions to take their services to the customers. A hand held POS device with bio-metric authentication capability enables an agent of the financial institution to physically visit remote locations and provide services to customers at their door step. These devices have GPRS connectivity to transfer data on a real time basis to the nearest branch of the bank. Banks can adopt a hub and spoke model to increase their coverage using a network of agents to promote the products and services. The agent will have all the customer details on the POS device and will be able to provide all types of financial facilities to the customer on the field. The solution is integrated with Bank Soft - Core Banking solution.